One area credit union was downgraded in BauerFinancial's latest ratings, based on regulatory data from Dec. 31.
Community Plus Federal Credit Union in Rantoul, which had been rated 5-star ("superior") in the previous quarter's ratings, was downgraded to 4-star ("excellent") in the latest ratings.
The other 19 area credit unions rated by BauerFinancial retained the ratings they had for the quarter that ended Sept. 30.
Eight other area credit unions were not rated, either because they are too small or because they are insured privately, rather than by the National Credit Union Administration.
BauerFinancial bases its ratings on capital ratios, profitability trends, levels of delinquent loans, charge-offs and repossessed assets, liquidity, historical data and supervisory actions by regulatory agencies.
How they stack up
10 credit unions
— Area Educational CU, Mattoon.
— Blaw-Knox CU, Mattoon.
— Central Illinois CU, Champaign.
— Champaign Municipal Employees CU.
— Education Personnel Federal CU, Danville.
— Landmark CU, Danville.
— MidWest America Federal CU, Fort Wayne, Ind.
— New Horizon CU, Danville.
— Paris Hi-Way CU.
— Tee-Pak CU, Danville.
Nine credit unions
— Carle Employees Federal CU, Urbana.
— Champaign County School Employees CU, Champaign.
— Clifford-Jacobs Employees CU, Champaign.
— Community Plus Federal CU, Rantoul.
— First Illinois CU, Danville.
— Lauhoff Employees CU, Danville.
— Quorum Federal CU, Purchase, N.Y.
— University of Illinois Employees CU, Champaign.
— Urbana Municipal Employees CU.
One credit union
— Route 1 CU, Paris.
Eight credit unions
— Canaan CU, Urbana
— Champaign Postal CU, Champaign
— CommonWealth Credit Union, Bourbonnais
— Credit Union 1, Rantoul
— Danville Bell CU, Danville
— McMillen Master CU, Gibson City
— MEA CU, Monticello
— Urbana Postal CU, Urbana