Champaign man gets prison term in bank fraud scam

URBANA — A Champaign man who admitted taking part in a bank fraud scam has been sentenced to seven years in prison with a recommendation that he receive boot camp.

Treve Ruskin II, 22, whose last known address was in the 2000 block of North Moreland Boulevard, pleaded guilty Wednesday in Champaign County Circuit Court to "continuing financial crimes enterprise."

Assistant State's Attorney Joel Fletcher said that between December 2009 and January 2010, Ruskin persudaded three young women to open accounts at Busey Bank with small amounts of money. When they received debit cards for those accounts, they gave the cards and their personal identification numbers to Ruskin, who then put money into the accounts using checks written on closed accounts.

He then made withdrawals from the accounts via ATMs before the bank realized the deposits were nonexistent.

Fletcher said the matter came to the attention of bank officials when they noticed a number of similar-sounding letters from the women complaining that their debit cards had been stolen.

Fletcher said a police investigation revealed that Ruskin paid one woman $990 for her debit card and reimbursed another the $50 she used to open the account. Two of three women were promised $1,500 and $2,000 from Ruskin but were never paid, Fletcher said. The state chose not to file criminal charges against the women.

Ruskin was also ordered to pay just under $9,900 in restitution to Busey Bank.

Fletcher objected to defense attorney Baku Patel's request that Ruskin be recommended for boot camp, but Judge Tom Difanis allowed it.

Fletcher agreed to dismiss other counts of organizing a continuing financial crimes enterprise and financial institution fraud in return for Ruskin's plea.

Fletcher said Ruskin's only prior conviction was for misdemeanor theft.

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sameeker wrote on September 08, 2011 at 6:09 am

The women were just as guilty so why are they not in jail? Busey resequences checks, holds deposits and charges outrageous fees. They are just as guilty of fraud. We have one screwed up system.

tigersy2k3 wrote on September 08, 2011 at 11:09 am

ahh yes, a financial institution charging people fees for using money that isnt theirs, over-drafting accounts, and writing bad checks, all of which are perfectly avoidable by learning how to budget your account or not spending money you dont have. In addition you complain about deposit holds, when the very article you comment on is proof of why they need deposit holds. Yes indeed we have one screwed up system because its being utilized and abused by morons who dont understand how the system works

sameeker wrote on September 09, 2011 at 11:09 am

Don't forget the bailouts that they took also. How does it feel to be a shill for the bank?

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