Danville Habitat seeks potential homeowners
DANVILLE — Habitat for Humanity of Danville officials are looking for people who are interested in owning a home built by the organization.
Officials will hold an application fair from 10 a.m. to 2 p.m. Oct. 20 at the Danville Public Library, 319 N. Vermilion St.
Members of the board's Family Selection Committee will be on hand to walk people through the application process.
"Our eligibility list is getting kind of low," Executive Director John Graves said, adding there are two families on the waiting list, but officials prefers to have five or six. "We thought it was time to get some more folks on the list, so they can begin putting in some (sweat equity) hours, and we can build some houses for them."
The local chapter has been building affordable houses for qualified families in the Danville area since it was established in 1986. This year, officials broke ground on the organization's 49th home at 921 Chandler St. and its 50th home at 1109 Robinson St., both in Danville.
Homeowners receive a no-interest mortgage, which they typically pay off in 20 years.
To qualify, people must show that they are currently in a substandard living situation — for example, it's unsafe or unsanitary or overcrowded — and they have been unable to obtain a traditional mortgage.
They also must have a job and be able to pay a down payment of about $1,000 and a monthly mortgage payment of about $400 to $450, which covers taxes and insurance. If they have any judgments filed against them, they must be resolved before they can become a homeowner.
People also must be willing to put in sweat equity hours on their home build, another Habitat project or at the Habitat ReStore. Single parents must put in 300 hours, and two-parent households must but in 350 before they can move into their home.
Also, people must have been a Vermilion County resident for the past 18 months, be prepared to attend house-building meetings and participate in homeowner training programs. In addition, they must be willing to live in a racially integrated community and in areas where the organization is building and show that they will take pride in their new home and yard by keeping it tidy and maintained to the best of their ability.
For more information, contact Habitat at 479-4234 or at email@example.com.