Local insurers requesting steep price hikes for Obamacare plans

Local insurers requesting steep price hikes for Obamacare plans

URBANA — Two insurers that sold Obamacare coverage in most of East Central Illinois last year are seeking some double-digit rate increases for next year.

One of them, Health Alliance Medical Plans, wants increases in the 30 to 40 percent range for two individual coverage plans.

Insurers will be finalizing rates on individual and small group plans on the federal exchange with the government over about the next six weeks, according to Health Alliance.

Enrollment is set to begin Nov. 1 for coverage beginning Jan. 1, 2018.

Health Alliance has filed for a 41.4 percent increase on an individual HMO and a 36.9 percent increase on an individual point-of-service plan. The company is asking for an 8 percent increase on one small group plan and a 1.22 percent decrease on another.

The Centers for Medicare and Medicaid Services posted preliminary rate-change requests this week, along with an updated map showing the number of projected health-insurance exchange issuers by county. Most of Illinois, including counties in this area, will have two insurer choices on the exchange for next year, according to CMS.

The requested rates for next year were projected based on current members' claims, according to Health Alliance spokeswoman Laura Mabry.

"What's different this year is the high level of uncertainty on the regulatory front," she said. "Health plans must plan for the possibility the individual mandate and/or federal subsidies going away. Like many others, Health Alliance hopes lawmakers will continue to meet to bring certainty back to the market."

Blue Cross Blue Shield of Illinois, which also sold Affordable Care Act coverage in East Central Illinois last year, is seeking rate increases ranging from about 5.4 percent to 38.2 percent, with the highest increase anticipated for the company's BlueCare Direct individual plan.

Most nonelderly people obtain health coverage through employer health plans, but 356,403 people enrolled in Obamacare coverage for this year dur-ing the open enrollment period that ran Nov. 1, 2016,through Jan. 31, 2017.

The updated coverage map posted by CMS showed 19 counties in the U.S. are projected to be without any insurance issuers on the exchange next year, and 1,352 counties could have only one issuer.

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aantulov wrote on August 03, 2017 at 7:08 am

Well IF the subsidies do not go away, then all the funds though increase premiums are PROFIT. 

Its time to start picketing the hospitals. If you can't picket hire a homeless person and give them a sign. 

Its time to advertise online internationaly for 100% non profits companies (not just ones convienent to getting out of local property taxes) to join the list of choices during open enrollement next MAY in Champaign. . Its time to start speaking a lauguage they understand good old fashioned American COMPETITION!

We can have prosperity without greedy, heartless, writing laws via OUR representatives and scheming insurance companies making medical decsions based on their profit margin.

wykhb wrote on August 06, 2017 at 2:08 am

But the ACA (Obamacare) is awesome, nothing needs to be changed according to your elected representatives, how can you disagree with that after 7 years of awesomeness?   I would say protests need to happen, probably outside the offices of the people you elected that allowed these companies to rake in record profits starting immediately after the ACA was passed, huh?     No outrage about that, nothing at all?   Right.     I'll give you a  hint:  Obamacare was not passed in Trump tower.  

 

aantulov wrote on August 03, 2017 at 7:08 am

Well IF the subsidies do not go away, then all the funds though increase premiums are PROFIT. 

Its time to start picketing the hospitals. If you can't picket hire a homeless person and give them a sign. 

Its time to advertise online internationaly for 100% non profits companies (not just ones convienent to getting out of local property taxes) to join the list of choices during open enrollement next MAY in Champaign. . Its time to start speaking a lauguage they understand good old fashioned American COMPETITION!

We can have prosperity without greedy, heartless, writing laws via OUR representatives and scheming insurance companies making medical decsions based on their profit margin.

CommonSenseless wrote on August 03, 2017 at 12:08 pm

On Monday you were praising Obamacare... Today you ask for competition?  Either you are two different people using the same account, or you clearly don't understand how free markets work.  Repealing Obamacare is the first step in increasing competition, but all those doomsdayers keep attacking us over a CBO report they don't even comprehend.  A report the CBO probably doesn't understand.

whatithink wrote on August 03, 2017 at 8:08 am

So, you clearly do not know anything about "non-profit".  Just because a place claims to be non-profit, doesn't mean they aren't out to make money.  That term should be eliminated all together, because most non-profits make plenty of money and often the people running them pay themselves a generous salary.

787 wrote on August 03, 2017 at 9:08 am

Yet another democrat success story... Congratulations.

We were told by the democrats that it would have to pass before we could see what was in it.  Of course, there was nothing but garbage in it.  Typical for the democrats.

CallSaul wrote on August 03, 2017 at 1:08 pm

The ineffectual Trump/Ryan/McConnel Republicans were unable to pass the horrible Trumpcare, that even they knew was hated by the vast majority of Americans. So instead they're vindictively bragging about deliberately stealing healthcare from people by doing their best to sabotage the exchanges.

Trump brags that by intentionally stealing American' healthcare in this way, he'll force the Dems and reluctant Reps to do his bidding and steal healthcare from even more people --- upwards of 20 million people --- so he can accomplish his major goal: giving yuge piles of free money to people who already have more than they can spend.

Sorry, you're gonna have to die so they can have a few more gaudy trinkets and gold plated dumps to live in.

Trump thinks Americans are so stupid they won't blame him for his deliberate sabotage of their healthcare. While this will always be true of the duller and more dedicated bitter ender rubes, the vast majority of Americans know who to blame.

11/2018 is getting closer and so is 11/2020...

CommonSenseless wrote on August 03, 2017 at 4:08 pm

You keep complaining about 20M people.  How about the 280M people that will no longer be able to afford healthcare at all thanks to a bunch of socialist thugs?  You are the worst kind of person Saul, cut off the nose to spite the face. Healthcare is not a right, it's a commodity.  It isn't stealing if you simply stop giving someone what isn't theirs to begin with.  And it isn't "giving away" money if you simply stop stealing it.  You are so upside down on this it's ridiculous.  

If you don't take steps to take care of you and your family without relying on my money, you are the lowest form of life.  Equal opportunity doesn't mean equal outcomes, so quit projecting your failures in life on the rest of us. 

wykhb wrote on August 03, 2017 at 11:08 pm

It's only a matter of time before this state has to start cutting benefits to employees including medical, and most likely pensions will end up reorganized through bankruptcy.  We'll see how courageous Saul (not real name, very courageous keyboard warrior) feels when forced to live like the common folk.  Given the history, I expect real courage to flow forth through this person's keyboard supporting "what is best" for the people.    LoL

Health care and insurance company profits skyrocketed immediately after the ACA was passed, I don't recall Trump being anywhere near that.  Democrats will fight tooth and lip to keep their grip on the government teat that enriches them. 

CallSaul wrote on August 04, 2017 at 7:08 pm

Well, the NG removed my original response because it referred to attacks on me you've made that are so vile, pathetic, cowardly and disgusting that they don't even want a reference to them to appear on here.

Be proud...

And you're wrong.

Of course.

Healthcare is a right. Your reactionary refusal to accept this serves only to hasten the day when this is further enshrined in law, safe from the kleptocrats and their heelclicking lickspittles...

 

CommonSenseless wrote on August 07, 2017 at 9:08 am

Healthcare has never been a right, will never be a right unless you feel slavery is making a comeback.  You don't have any right to another persons labor.  Again the democrat party fighting for slavery, smh.

You insisting on changing things to support your current agenda is reactionary, by definition.  Your arguments and insults are getting tiresome...please find new material, and you can get points for creativity.  

I heard there's a new article about Trump out...better go leave your canned response and signature in the comment section.

CallSaul wrote on August 07, 2017 at 10:08 am

Yep --- adequate healthcare is most definitely a right.

And most Americans agree.

Your reactionary 'Let 'em die!!!111!!!11!!' alt-right extremist ranting won't change that.

And your weird accusation that not just taxes but also access to adequate healthcare are somehow slavery are just weird. Not to mention totally ignorant of history and a whole lot of other things...

Are you going to screech and flail your arms about the 'democrat plantation' next...?

And just a tip: if you dislike reading my comments so much, perhaps you shouldn't obsessively follow me around to each and every article I comment on and voraciously lap up everything I write...

Annotator wrote on August 07, 2017 at 3:08 pm

"Yep --- adequate healthcare is most definitely a right."

Please, site your credible source for this statement.

"And most Americans agree."

All those who lost the 2016 election, by voting for a corrupt candidate?

"And just a tip: if you dislike reading my comments so much, perhaps you shouldn't obsessively follow me around to each and every article I comment on and voraciously lap up everything I write..."

Is the pressure building in your psyche?  Please, don't let it explode in your comments.

CallSaul wrote on August 07, 2017 at 4:08 pm

You mean the 3 million more who voted for Clinton over the criminal buffoon Trump who's under multiple investigations for colluding with Putin and his henchmen, obstructing justice and who know how many other financial crimes...?

The guy whose veep is already measuring the curtains in the Oval Office...?

Poll after poll shows that the majority of Americans agrees that adequate healthcare is a right, which is why the bumbling Trump/McConnell/Ryan Republicans were too afraid to fully take it away.

They know what's coming in the next election and the ones after that for politicians try to deny this right in order to give their already incredibly rich paymasters yet another huge pile of free money.

[Not quite sure what to make of your closing statement...] 

Annotator wrote on August 08, 2017 at 11:08 pm

"You mean the 3 million more who voted for Clinton over the criminal buffoon Trump who's under multiple investigations for colluding with Putin and his henchmen, obstructing justice and who know how many other financial crimes...?"

Pure socialist rhetoric.  The U.S. Constitution decided the election.  The investigations will reveal no misconduct by the current President of any of his staff, or family.  Your statements to the contrary.

"Poll after poll shows that the majority of Americans agrees that adequate healthcare is a right, which is why the bumbling Trump/McConnell/Ryan Republicans were too afraid to fully take it away."

Are you inferring that the polls conducted on the West and East coasts are more accurate?  Unfortunately, that is where the majority of liberal socialists live, and sometimes work.  A polls results, are always skewed by where you ask, who you ask and what you ask in the poll's questions.  It's called lying with statistics.  Adequate healthcare is exactly what Sweden and Norway have, but not on a timely basis.  They also keep less than 40% of their paycheck.  ACA repeal and replace votes aren't finished, keep watching!

"They know what's coming in the next election and the ones after that for politicians try to deny this right in order to give their already incredibly rich paymasters yet another huge pile of free money."

Your crystal ball is defective, but you won't realize it until the next two elections are finished.  You're living in a blue dot on a red map of the state and nation.

BruckJr wrote on August 07, 2017 at 9:08 pm

Let em die?  Did folks stop dying when the leftists took control of our health care?  Nope.

http://www.news-gazette.com/obituaries

BruckJr wrote on August 03, 2017 at 1:08 pm

Wait, didn't Barry tell us that we would save $2500/family/year once Obamacare kicked in?

bookworm wrote on August 04, 2017 at 11:08 am

Ha ha ha!!!  This has nothing to do with Obamacare.  Health Alliance has to pay for their fancy new building in SW Champaign.  Obamacare works fine.  It's greed at work here and nothing else.

 

MillenialGolfer wrote on August 05, 2017 at 9:08 pm

There are many different insurance carriers across the nation that are filing for steep increases for their exchange plans. It is not exclusive to one insurance provider. If you did just a little more research you could easily find that out. 

Life Lover wrote on August 06, 2017 at 1:08 pm

I pay $1200 a month with a $10.000 deductible. Now I.m financially equal to my neighbor who gets it for free. Congratulations democrats for scewing the middle class. I'm sorry I worked so hard, what a waste of energy, I should have just been a baby factory on the governments dime. It's more profitable

Bulldogmojo wrote on August 07, 2017 at 11:08 am

 

Norway has universal healthcare since 1913 and has one of the healthiest populations and quality of life into advance years second only to Sweden. Food truck conservatives would like to think they understand the healthcare situation, they don't.

The GOP is only looking to raid the medicaid coffers and the CBO & AARP declared they know this.

So if Rodney "something has to be done about gun violence that happens just near me" Davis, sinks Obamacare along with his GOP racist goons then food truck deplorables better get ready for grandma and grandpa to move in the spare bedroom.

This medicaid attack will also harm veterans as a group more than any other. Do the food truck conservatives care about veterans? MMM i'm guessing NOPE

Annotator wrote on August 07, 2017 at 4:08 pm

"Norway has universal healthcare since 1913 and has one of the healthiest populations and quality of life into advance years second only to Sweden."

I'm guessing you support putting everyone on the "single payer" health plan (Medicare).  I support your position.  All everyone, wanting to go onto Medicare, after ACA implodes due to the unaffordable premiums and ridiculous deductibles, have to realize that Medicare isn't a "free" health plan.  I paid over $30K during my working years, with direct deductions from my pay, for my current Medicare benefits.  Even then, I still have to pay $240.00 per month to get needed extended coverage for Part B, prescriptions and dental.  Will the current ACA subscribers be willing, and able, to pay a similar amount immediately for their enrollment into Medicare?

Sid Saltfork wrote on August 08, 2017 at 1:08 pm

All working people would pay into it with every paycheck.  It would not be just "the current ACA subscribers".  The right-wing, secret, behind closed doors with insurance lobbiests writing the law should be clear to even the Trumpites.  With a National Health Care Plan like the other industrialized countries have, there would be no need for insurance company profits.  Medicare would not kick in until retirement. The plan could cover total health care costs including prescriptions, and dental.

The U.S. is the only country with health care based on insurance companies profits.  Of course, American Capitalism will have nothing to do with the needs of the workers.  As long as a base of ignorant party partisans vote, it will be a struggle to provide universal, quality health care to the citizens.  It was a promise to the base though.  Something about "cheaper, and better" wasn't it?  There was something about a "wall" also.  Want some more rope?

 

Annotator wrote on August 08, 2017 at 11:08 pm

"All working people would pay into it with every paycheck.  It would not be just "the current ACA subscribers".  The right-wing, secret, behind closed doors with insurance lobbiests writing the law should be clear to even the Trumpites.  With a National Health Care Plan like the other industrialized countries have, there would be no need for insurance company profits.  Medicare would not kick in until retirement. The plan could cover total health care costs including prescriptions, and dental."

ACA subscribers are expecting a complete set of benefits immediately.  There is never going to be such a plan for people who haven't paid into any program.  The ACA is imploding due to the increasing premiums and deductibles. 

A National Health Care Plan would mean a greater deduction than is now taken for Medicare.  What happens to Medicare funds already contributed by the previous generations?  I, for one, am not willing to "share" my current benefits with someone who is just beginning a career, or is a "ward of the state".  There are limits to the amount even the "state" is able to devote to health care.

"The U.S. is the only country with health care based on insurance companies profits.  Of course, American Capitalism will have nothing to do with the needs of the workers.  As long as a base of ignorant party partisans vote, it will be a struggle to provide universal, quality health care to the citizens.  It was a promise to the base though.  Something about "cheaper, and better" wasn't it?  There was something about a "wall" also.  Want some more rope?"

That universal, quality health care to the citizens is a dream that has failed in Sweden and all of the other socialized health care countries.  Research how their citizens like their systems.  They  look with envy upon our current system.  When their socialist governments decide which of their citizens is more valuable, and therefore receives care to maintain a quality of life worth living.

Sid Saltfork wrote on August 09, 2017 at 12:08 pm

Two of your five paragraphs are repetious.  Your Medicare will not be stolen.  Don't let your greed get in the way of reason.  More people paying into a health care plan will strengthen the plan.  It avoids the excuses of the younger workers since they would have health care.

Ask any Canadian, Norwegian, Swede, Finn, or German if they would trade their health care for yours.  They will laugh in your face.  You have been reading too much Alt-Right propaganda, and watching too much FOX "News".   Who voted, and keeps voting for the "socialist governments"?  There is democracy in world. 

wykhb wrote on August 09, 2017 at 3:08 pm

In Venezuala the socialist government has simply decided to vote themselves as  permanent dictators, kind of like Russia, China, Turkey...  seems there is inherent danger in giving too much power to the government after all, who knew?

wykhb wrote on August 09, 2017 at 3:08 am

The United States already has a "national health care plan", it's called the ACA, if it's so awesome why are so many people upset about it?  In fact, why are you suggesting that something different is now needed?

All working people already pay 2.9% of income directly into medicare, and an additional 3.8% on "unearned income" such as investment returns.  And at the same time, since they are working they do not qualify to use medicaid or medicare, and thus must pay thousands more per year for medical treatment for themselves. 

Yet Medicare and Medicaid have long been on a path to insolvency and are about to become deficit spending, so where did all that money go?  If they can't explain that simple question, then what is YOUR magic number of income that working people must pay that will make national health care suddenly solvent and wonderful? 

The GOP is currently meeting with the very same companies that jumped immediately to help Democrats write the ACA, if you are suggesting that they have nefarious intent then perhaps you understand what all the disagreement has been about after all.   You are attacking the wrong people, the demonstrated facts and evidence show that quite clearly, and your own statement shows that you know it.  

I can't ascertain what it is you want, "free" health care for everyone?   If that is a "right", then it's also the right of people to not choose to pay large amounts of money and expend a large portion of their lives attending medical or business school with no promise of recovering those investments.  

Then what, perhaps demand free home treatment kits be provided by the government?  If you expect someone else to be responsible for keeping you alive, why can't others then expect that you bear the majority of that investment; if not with compensation, then with your own time and effort?

Sid Saltfork wrote on August 09, 2017 at 1:08 pm

Medicare along with the rest of Social Security monies have been "borrowed" by the government of Democrats, and Republicans for years.  Now, the money needs to be paid back due to the increase of the elderly.  The insult is that some want to refer to it as an "entitlement".  How can money that was paid into the system by the workers be an "entitlement"?

Sorry, I cannot agree with your defense of the medical and business industries.  A reasonable salary should be available, but not the rampant greed that both groups exhibit.  Free tuition for those who have the ability to suceeed in a profession with the payback being a number of years of service is not strange.  All three military academias provide free tuition followed by years of service.  The same could be done in the medical field.

You make my point with your last paragraph.  Home health providers provide services at a much lower cost than hospitals, and nursing homes.  You pay into the system along with Social Security, and you have coverage for all of your health care.  Every worker would pay into it.

The Gilded Age is coming to an end.  There will be more unemployed workers due to technology.  If democracies continue to exist, the voters are not going to agree to go hungry, sick, and homeless for old idealogical politics.

wykhb wrote on August 09, 2017 at 2:08 pm

             You say the government took the money and used it for something else even though it wasn't their right to do so?  Then you suggest we should be forced to give the same people more money and put them in charge of running more  things.  What could go wrong?

              Free tuition, which students will be admitted?  There is already a long line of high performing applicants to enter universities, how many will choose to work for for a corrupt and inept bureaucracy?   The military has LONG had a problem recruiting and retaining doctors, and so they pay very large bonuses and make expensive concessions to do so.   Nothing is really free. 

               Will those students be taught by professors who also have agreed to take a lower salary in exchange for a job guarantee, after all it's no secret that tuition and fees are also a major subject of scrutiny, along with outrageous salaries for administrators?    What's fair is fair, so where does it stop, what will be next to be made forced-efficient?   

Home health providers are private companies, they operate on quantity and efficiency.  Believe me you will find the care is drastically basic and cost effective, and each service is provided by a different provider who specializes in it.  Are you the sick or elderly going to manage all those people, if not then I guess we will have to pay someone to do it...   like..   an insurance company.   And If you want better, then you have to pay more to someone else, seem like a familiar concept?  

Technology or not, people still need housing, food, transportation, health care, etc.  Someone has to provide all that.  If technology is not free and google employees can be paid very high salaries to run computers, why is it outlandish for doctors who run human bodies to ask the same?  Do we have to decide which is more important?

 

wykhb wrote on August 09, 2017 at 3:08 am

Are you suggesting that Veteran care is not adequate up to now?   How do you know, are YOU a Veteran?  

I am not quite sure how you equate the federal government giving all of the medicaid money directly to the states to use as they see fit as the GOP trying to steal it, you live in Illinois so that will not be a problem.  I see no reason why your state government should make you nervous, what could go wrong?    

A good many of the food trucks in this town are owned by immigrants, do you have something against immigrants?  Perhaps you should not plan on moving to Norway or Sweden then, they seem to have severe problems with immigrants at the moment, it seems their social services are overwhelmed, they would not allow you in. 

So here you will remain, in the place run by the awesome people you elected, not sure what your discontent is about.