No area credit unions were upgraded or downgraded in BauerFinancial's latest ratings, based on regulatory data from June 30.
The 22 area credit unions rated by BauerFinancial retained the same ratings they had from the quarter that ended March 31.
Of those credit unions, 10 received superior ratings, eight got excellent ratings and two received adequate ratings.
Seven other credit unions were not rated, either because they are too small or because they are insured privately, rather than by the National Credit Union Administration.
BauerFinancial bases its ratings on capital ratios, profitability trends, levels of delinquent loans, charge-offs and repossessed assets, liquidity, historical data and supervisory actions by regulatory agencies.
Here are BauerFinancial's ratings for area credit unions based on June 30 data:
12 credit unions
Area Educational CU, Mattoon; Blaw-Knox CU, Mattoon; Carle Employees Federal CU, Urbana; Central Illinois CU, Champaign; Champaign Municipal Employees CU, Champaign; Education Personnel Federal CU, Danville; Landmark CU, Danville; Lauhoff Employees CU, Danville; MidWest America FCU, Fort Wayne, Ind.; New Horizon CU, Danville; Paris Hi-Way CU, Paris; Tee-Pak CU, Danville.
Eight credit unions
Champaign County School Employees CU, Champaign; Clifford-Jacobs Employees CU, Champaign; Community Plus Federal CU, Rantoul; First Illinois CU, Danville; Quorum Federal CU, New York; Route 1 CU, Paris; University of Illinois Employees CU, Champaign; Urbana Municipal Employees CU, Urbana.
Two credit unions
Community Healthcare CU, Urbana; Danville Consolidated CU, Danville.
Seven credit unions
Canaan CU, Urbana; Champaign Postal CU, Champaign; Credit Union 1, Rantoul; Danville Bell CU, Danville; McMillen Master CU, Gibson City; MEA CU, Monticello; Urbana Postal CU, Urbana.
*Either because the credit union is insured privately, rather than by the National Credit Union Administration, or because it is too small to be rated, having less than $1.5 million in assets.