John Roska: When ex misses car payment, am I stuck?

Q: I co-signed a car loan for a boyfriend. We broke up, and he took the car. I had my own bank account where we got the car loan. When my ex-boyfriend missed a payment, the bank took everything from my account. Is that legal? Don't they have to give me some kind of notice first, or take me to court?

Scharlau: Champaign County 'growing forward'

CHAMPAIGN — Busey Bank Vice Chairman Ed Scharlau believes Champaign County has more construction going on than any other county in downstate Illinois.

One area credit union downgraded in 4th quarter

One area credit union was downgraded in BauerFinancial's latest ratings, based on regulatory data from Dec. 31.

Community Plus Federal Credit Union in Rantoul, which had been rated 5-star ("superior") in the previous quarter's ratings, was downgraded to 4-star ("excellent") in the latest ratings.

5 area banks see ratings upgraded; rest stay the same

Five area banks were upgraded and none was downgraded in the latest ratings from BauerFinancial based on data for the quarter that ended Dec. 31, 2013.

Updated: Income up for fourth quarter, all of 2013, for First Busey

CHAMPAIGN — Busey Bank parent First Busey Corp. reported sharp increases in net income for the fourth quarter of 2013 and the full year.

Fourth-quarter net income was $6.92 million, up 41 percent from $4.92 million in 2012. For shareholders, diluted earnings amounted to 7 cents a share, up from 5 cents a share in 2012.

Centennial celebration starts Thursday for bank in Bement

BEMENT — The State Bank of Bement will officially become a centennial business this Thursday and has celebrations planned for Jan. 9-10 that will include memorabilia displays and giveaways, a DVD slideshow and people dressed in period costumes.

UI chancellor named to Busey board

CHAMPAIGN — University of Illinois Chancellor Phyllis Wise has been appointed to First Busey Corp.'s board of directors, the company reported in a filing with the Securities & Exchange Commission.

Bank robbery 'prank' lands teen in special program

URBANA — A 14-year-old Urbana girl arrested by police in connection with an attempted bank robbery last week will be taking part in a program to teach her about the consequences of her actions.

Meanwhile, police said Monday they are looking for other juveniles associated with the incident after the girl told them it was all supposed to be a prank.

Gibson hospital to open clinic in Potomac

POTOMAC — Gibson Area Hospital plans to open a new Potomac clinic early next year in a building it will share with Gifford State Bank.

Rob Schmitt, CEO of the Gibson City-based hospital, said the week of Jan. 1 has been targeted for the opening of the clinic portion of the building, to be called Family Health Care of Potomac Clinic.

3 area banks downgraded; 6 get upgraded

Three area banks were downgraded and six were upgraded in the latest ratings from the BauerFinancial rating service, based on data for the quarter that ended Sept. 30.