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Insurance companies want out. Consumers want out.

In Illinois, as in other states, skyrocketing premium increases and sky-high deductibles continue to make a heart-breaking mockery of President Barack Obama's promises for his all-encompassing government-run health care program.

Insurance premiums will fall.

If they like their doctors, patients can keep them.

This is the best way to provide the best coverage to the maximum number of people.

People had reason to be skeptical when Obama made those pledges at the beginning of his first term. Now they have reason to be angry that hardly any of the generous descriptions he made have come to pass.

The latest in a continuing series of problems is that insurance rates keep going up by substantial margins. The Illinois Department of Insurance reports that premiums will be going up 40 to 50 percent.

When one includes the premium payments plus the deductibles the insured must pay before receiving the first dollar of coverage, the result is what former President Bill Clinton recently called "the craziest thing in the world."

"You've got this crazy system where all of a sudden 25 million more people have health care and then the people are out there busting it, sometimes 60 hours a week, wind up with their premiums doubled and their coverage cut in half," Clinton said.

Another less prominent liberal Democrat, Minnesota Gov. Mark Dayton, echoed Clinton's theme of high costs and minimal coverage.

Dayton said the mislabeled "Affordable Care Act is no longer affordable."

While clinging to the status quo, most Democrats no longer defend the program. The most that Democratic presidential nominee Hillary Clinton will say on the legislation's behalf is that many more Americans now have health insurance coverage. She's correct on that count.

Sixteen million people more than expected enrolled in Medicaid and the Children's Health Insurance Plan because Obamacare expanded the welfare rolls.

But at the same time, it wasn't necessary to pass legislation sweeping every American into the Obamacare net to put more people on welfare. That could have been done with none of the mess generated by the rest of this unfortunate legislation.

What's ironic about Obamacare is that it's the Democrats' dream legislation, their idea of ideal legislation intended to serve the common good. Obama shut Republicans out of the legislation-writing process and used his majorities in the House and Senate to implement his plan into law.

Now that it's proving to be a failure, what's next?

Well, the first thing is re-enrollment, a period that runs from Nov. 1 to Jan. 31. Those who are in this lousy program and don't re-enlist can expect to be fined by the IRS.